california organic farming - 2021-01-26T
Financial Terms

Cash Investment (Liquid): $100,000

Minimum Investment: $18,500

Maximum Investment: $308,010

Minimum Net Worth: $500,000

Franchise Fee: $40,500

Business Type
  • Retail 


  • B2C

  • Vet Fran

Average # of Employees:


Participation Type:

  • Owner-Operator

  • Executive Model

  • Semi-Absentee


Year Established: 2004

Year First Franchised: 2004

Family Financial Centers


Family Financial Centers is the closest thing to owning a neighborhood branch bank. We have a bank look and feel, and we offer a full menu of financial services to the "un-banked" or "under-banked" customer, typically a middle-income working family. Our services include check cashing, money orders, wire transfer, electronic bill payment, pre-paid debit card, gift card and buyback program and gold and precious metals purchasing. We are located in attractive suburban strip centers close to the customer's home or work. The underlying business model is exceptional, providing good income and high return on investment. Our only inventory is cash, and we open and close our teller stations daily just like a bank. The business can be run with one to two people, and the owner can bring on a manager to run the store once the business is ramped up. We are doing acquisitions (for candidates who prefer an existing cash flow), new stores, and a "store in a store" kiosk concept that can go inside of an existing business (convenience store, grocery store, tax prep office, etc.). We offer single units, multiple units, and area development on a selective basis. Our typical candidate is an upper level corporate executive making a good income and with reasonably strong net worth, or an entrepreneur that is selling their business and looking to get into something else, or diversify into another business.  The current economic climate is actually conducive to our business, and this presents an opportunity for candidates to open and build a successful business at a time when other franchise concepts are struggling. With FFC they will be operating a branch bank for the ever-growing market of individuals that live “paycheck to paycheck” and depend on our services.

Why US?

Family Financial Centers (FFC) offers several financial services franchise models.

  • Teller-less check cashing machines

  • Store in Store

  • Single or multiple full-service stores via acquisition & conversion

  • Conversion of your existing store to an FFC community based Financial Service Center

Here are some of the products and services a Family Financial Centers check cashing franchise offers:

  • Check Cashing

  • Mobile Check Cashing

  • Bill Payments

  • Wire Transfers

  • Tax Prep Services

  • Direct Deposit/Payroll Cards

  • Prepaid Debit Cards

  • Direct Deposits

  • Gift Card Buyback

  • Money Orders

  • Prepaid Phone Cards

  • Invest in a high-tech financial services franchise. Own and operate a community-based financial service center to serve the “un-banked”, “under-banked”, small businesses and the more than 50% of Americans living paycheck-to-paycheck.


We Help Franchisees Do It All

  • Market evaluation

  • Financing

  • Secure a Money Service Business (MSB) bank account

  • Site selection

  • Turnkey “Store in a Box”

  • Project management

  • Licensing

  • Training and ongoing support


Our multi-faceted and hands-on training and support differentiates us from the competition and provides you with a solid foundation for success.

You’ll spend five days in our dedicated training center to:

  • learn the franchise software and equipment

  • do mock retail situations

  • learn how to handle employee relations and execute great customer service


The FFC training center is essentially a simulated financial services store, with the same equipment found in the actual store so that franchisees can practice real business transactions as they absorb other information about the alternative financial services industry. 

In addition to live support and 24-7 access to training materials via online portal, each store is required to participate in periodic monthly and annual retraining and ongoing education.

Ideal Candidate

  • Good communication & relationships (particularly at C-Level Suite)

  • Background experience in business development and/or client services

  • Willingness to follow a proven business system

  • Be part of a team of executive management professionals

  • Entrepreneurial drive and passion 

  • Comfortable in a financial environment

  • $500K+ Net worth

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